AMS Blog
Index Returns
The chart compares the average twelve month returns for the 49 volatility control indices (VCIs) first offered in the fixed index annuity arena before December 2016, against the S&P 500 Index using a 32% participation rate for each period, from 2017 to 2021. Since the context is fixed index annuities, periods with negative returns are […]
Dr. Marrion Weekly Quote 12-24-21
The summer seers that predicted a 2% 10-Year T-Note around New Year’s missed, with the rate still the half point lower it was a calendar quarter ago. Even so, interest rate will head higher next year. Dr. Jack Marrion December 24, 2021
Dr. Marrion Weekly Quote
Do long term bond yields increase when short term yields rise in 2022? It depends on whether the economy is continuing a growth phase or blowing a growth bubble. Dr. Jack Marrion December 10, 2021
Dr. Marrion Weekly Quote
The Federal Reserve says interest rate will head up in 2022. Some Investors imply down. I’ll stick with the folks that actually control the money supply. Dr. Jack Marrion December 3, 2021
S&P 500 Index Strategy Analysis
Registered index-linked annuities from Great American Life Insurance Company allow clients to take advantage of market growth while reducing their risk exposure if the market declines. These solutions offer indexed strategies linked to the S&P 500® index. The following examples compare one-year rolling returns of the S&P 500 price return index (SPX) to registered index-linked […]
Emotions & Financial Decisions
Financial markets are not efficient. The main reason why is because most financial decisions are affected by cognitive biases which often cause less than optimal choices. These biases are reduced a bit by greater intelligence and financial literacy, but this advantage goes out the window when the bias is emotionally driven. Two of most effective […]
Dr. Marrion Weekly Quote
Economy fears pushed rates down the last few days, until wiser heads prevailed and interest rates rebounded. Rinse and repeat… interest rates will continue to trend up. Dr. Jack Marrion November 12, 2021
Index Summit 6 Return Distribution Analysis
The Index Summit 6 registered index-linked annuity from Great American Life Insurance Company offers participation in market growth while reducing exposure to loss with a 50% downside participation rate – meaning clients only assume half the loss of downturns. This unique strategy can lead to greater growth potential. Read more to find out how! CLICK […]
Commonly Overlooked Tax Savings for Financial Professionals
Financial professionals are like many small business owners: They always have taxes in the back of their mind. Of course, as with any profession, it’s important to keep up with the latest industry news — including how ever-evolving tax law affects your business. When it comes to managing and lowering your own firm’s tax situation, […]
Dr. Marrion Weekly Quote
The slight dip in Interest rates this week was shouted down by longer term money betting on strong rate increases over the next several months. Dr. Jack Marrion October 29, 2021